Luminous Solar Financing makes solar easy and affordable with collateral-free loans, quick approvals, minimal documentation, and end-to-end digital support.
Luminous has tie-ups with leading banks and NBFCs such as SBI, ICICI Bank, HDFC Bank, Yes Bank, Aerem, SIDBI, Metafin, Ecofy, Credit Fair, Fusion Finance, and EFL.
Interest rates typically range from 6.5% to 18%, available on both flat and reducing balance structures, depending on customer profile, and project category.
Loan amounts range from ₹5 lakh up to ₹50 crore, making the financing suitable for small residential rooftop systems as well as large commercial, industrial, and ground-mounted solar projects.
Standard funding covers up to 80% of the project cost, with select cases eligible for 90% to 100% financing, subject to lender terms and customer eligibility.
Solar financing is available for homeowners, housing societies, MSMEs, registered businesses, and corporate customers, depending on the project type.
Customers can choose flexible tenures ranging from 6 months to 15 years, allowing EMIs to be aligned with their cash flow and savings from solar power generation.
Yes. Financing is available for on-grid, off-grid, and hybrid systems, covering residential/C&I rooftop installations and ground-mounted projects.
Yes. Luminous Solar Financing is available nationwide, ensuring wider access to trusted and flexible solar solutions.
Yes, Luminous offers both CAPEX and OPEX financing models, enabling C&I customers to choose ownership-based or operational expense–based solar solutions.